RT-PCR test can be used as a proof of COVID-19 claim

COVID-19 Updates

          On 6 August 2021, the Secretary-General of the Office of Insurance Commission (“OIC”) approved to issue the Registrar’s Order No. 45/2021 and No. 46/2021 regarding the use of a RT-PCR test issued by any laboratories authorised by the Department of Medical Sciences instead of a medical certificate from hospital for COVID-19 claims in order to alleviate the affected individual and protect the benefits of the insured person during the hard time of the pandemic.

          These orders require insurance companies for both life insurers and non-life insurers to accept the RT-PCR test for payment of benefits under the Covid insurance policy. This will not only facilitate customers, but also provide faster of claim settlement process.

          The aforementioned orders shall apply to claims under insurance policies which insurance companies issued to the insured both before and after the date of these orders onwards.